Capital and finance is the known as the mother’s milk of the American economy and no business enterprise can function without adequate access to capital and financing during its lifetime. Understanding how lenders look at business loans and what makes them tick if as important as knowing where to go for funding. Fortunately our banking system and capital market structure gives the small to mid-sized business ample sources of capital and with a little planning and preparation the business owner / partner can avail themselves of all that the world of financing has to offer.
Keeping in mind the critical nature of financing we have put together a special section devoted to everything that a business owner of an existing business or an entrepreneur looking for start up capital may need. This section of our website is organized into the following sections:
Small Business Financing Articles
We have put together some detailed discussions on financing ranging from an overview of where people can go for money to the five C’s of lending and how to get ready for financing.
Foundations have long been a source of capital and financing for businesses in the social, arts and entertainment world, but increasingly many foundations have begun lending to regular business projects as well. The best listing of foundations you will ever find.
Small Business Administration (SBA) loans have long been considered one of the key places for a small business owner to go for financing. Read our write up and find out more.
Personal Credit and Business Credit
The single most important aspect of getting financing for a small business is personal and business credit scores and how lenders look at these when evaluating your application. We have the most comprehensive discussions about credit put together with small business owners in mind.
Business Loans Sample Application
Here it is – everything you always wanted to know about applying for a business loan. The most detailed business loan application discussion you will ever find with a great sample loan application that you can use for reference.
Business Loans Bank / Lender Directory
Say it isn’t so? We have finally done it! Find the name of every bank in every state, along with their asset sizes, their SBA rankings and their website. Make sure you tell your friends about it.
The Foundation Grant Directory is a free listing of sources for grants by state. Why not look if there is some free money out there for your business. Hey - you never know!
The Business Loan Application covers every item you will need in your loan package and tells you how to get approved for business loans.
Fire your loan broker and use our Free Business Loans Bank / Lender Directory to find every bank in the country lending to small businesses.